I have a brother with hemophilia, and two nephews with hemophilia. I used to have a third nephew with hemophilia, but he died from AIDS a while back because of tainted blood products received when he was just seven years old. He died when he was nineteen.
I am very fortunate to have two sons that do NOT have hemophilia, but I am very aware of the challenges that face the person who has hemophilia. Recently I discovered that there ARE life insurance companies that will cover hemophiliacs over the age of 40. Not just accidental death, but WHOLE LIFE with NO MEDICAL exam. As long as they are not in a nursing home, they will be covered. I’m fairly sure that most people within the hemophiliac community do not know that this is available.
I would like to encourage people with hemophilia to contact independent life insurance companies and ask for a quote for life insurance that requires NO MEDICAL exam. It CAN BE DONE!